Marieka FinotMarieka Finot
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Marie Finot

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Marieka | Financial Empowerment Coach

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What if you could invest in one of the most impact What if you could invest in one of the most impactful markets for fighting climate change, while also accessing strong returns?
This week, I sat down with @vlautier, co-founder of @homaio_com, to dive into the world of carbon allowances.
🔑 Key insights from our conversation:
* Why emissions aren’t properly priced in today’s economic system.
* The difference between carbon credits (voluntary offsets) and carbon allowances (a €800B regulatory market).
* How allowances have delivered 25% average annual returns over the past 10 years.
* Why they behave like a hybrid asset : part commodity, part currency, part equity.
* The role of regulation, risks, and opportunities for investors.  💡 Until recently, this market was off-limits to individual investors. Platforms like Homaio are changing that, making it possible to invest with as little as €1,000.  If you’re curious about sustainable finance, portfolio diversification, or the mechanics of the EU carbon market, this episode is for you.
What's on for October? Swipe to see # Already 3 What's on for October? Swipe to see  # Already 3 new clients this month! A couple based in Switzerland, a stay at home mum in Lisbon, a Paris based entrepreneur 🚀  # Paris trip : 13th to 17th October - Hosting a breakfast for a women's club!  # 21st October at 6pm Lisbon time : Free webinar, the "7 steps to structure your wealth"💥  #financialcoach #investment #financialfreedom #FinancialWellness 
#financialliteracy #financialempowerment
What happens when the stories we tell ourselves ab What happens when the stories we tell ourselves about success, purpose, and money start to break down, when logic fails and our minds can’t “solve” life anymore?
In this powerful conversation about wealth, power and purpose with Margherita Pagani, we dive into the deeper layers of wealth—beyond bank accounts and balance sheets. Together, we explore a broader, more holistic view of wealth through 4 dimensions:
1. Identity
2. Vitality & health
3. Relationships
4. Resources

Because it’s never just about the money.
✨ You might feel "successful on paper" but disconnected inside.
✨ You might be stuck in cycles—financial, emotional, generational.
✨ You might feel lost, or like your purpose has gone quiet.
And that’s okay.
You’re not alone.
There are signs.
The mind isn’t the first responder—it’s the last.
But we can reclaim our lives. 🔑  💬 Tune in if you're ready to challenge the old narratives around money—and explore how deep alignment, not strategy, may be the wealth you’re really seeking.
“What is not financial today will be financial t “What is not financial today will be financial tomorrow.”
In this Money Chill out podcast episode with David Kalfon, we explore why responsible finance isn’t just a trend, it’s a necessary lens for evaluating long-term value.  David started Sanso Longchamp AM 14 years ago. Today, the firm manages over €3 billion in AUM with a team of 40 investment professionals.


Key insights from our conversation:
🔍 Responsible investing means more than just P&L—it’s about governance, social impact, and environmental risks.
🌍 Climate risk is real: floods, fires, and forced migration will impact every sector.
🛡️ A truly forward-thinking fund doesn’t just avoid fossil fuels—it actively assesses how companies adapt to climate risks.
🎯 Even non-renewable sectors (think software, manufacturing) must manage environmental exposure to remain viable.
💡 Sanso Longchamp distributes 10% of its management fees to associations—a decision that’s had a deep internal impact.
💬 David also shares how market cycles have shifted since 2020—from a peak in ESG interest to recent pressures from inflation, energy prices with wars, and performance shortfalls.  📈 So how do they build a responsible portfolio?
✔️ Climate risk filter
✔️ ESG indicators
✔️ Strong financials  If you're curious about where responsible investing is going next, or how financial strategy can align with purpose, this one’s a must-listen.  🎧 Listen to the episode LINK in bio

#Finance #ResponsibleInvestment #SustainableFinance #ESG #ClimateRisk #MoneyChillOut #Podcast
What's on for September? Swipe to see # Launchin What's on for September? Swipe to see  # Launching our "TMA", The Money Academy with Mar Michelle Häusler, a 15-month work project 💥  # Money Chill Out Podcast is back 💃  # Coaching : September always turns into one of my busiest coaching months, and this year seems no different 🙏  Have a great back to work season! 😘  #financialcoach #investment #financialfreedom #FinancialWellness #financialliteracy
🎉 Exciting News! 🎉 Money Chill Out Podcast 🎉 Exciting News! 🎉  Money Chill Out Podcast has been ranked # 18 in Feedspot’s Top 45 UK Personal Finance Podcasts!
👉 https://lnkd.in/dxnGBu-6  It’s such an honour to be featured alongside incredible voices in the space, including Money Clinic by Claer Barrett, and two inspiring women I’ve had the pleasure of interviewing: Catherine Morgan for « It’s Not About The Money », and Olamide Majekodunmi with « All Things Money Podcast »  This recognition means a lot. 
Creating this podcast has been a journey of passion, purpose, and powerful conversations around money and mindset. 
Thanks to all my listeners and guests who’ve made this possible!  👉 If you’ve just discovered Money Chill Out, empower yourself with 100+ episodes packed with financial insights, real stories, and practical tips to feel good about money.
https://lnkd.in/dxMqtE_X  #MoneyChillOut #PersonalFinance #PodcastRecognition #FinancialWellbeing #WomenInFinance #TopFinancePodcasts
What’s on for July? Swipe to see #2 July : work What’s on for July? Swipe to see  #2 July : workshop on How to structure your wealth for @afemaleagency  # 14th to 17th July : London trip! Reach out if you’re around!  # busy coaching ! And already signed up new clients for September 🚀  #investment #financialfreedom #financialwellness #financialliteracy #financialempowerment
💥 Michelle craved acceptance and belonging so d 💥 Michelle craved acceptance and belonging so deeply, it drove her into serious financial trouble.
Despite juggling multiple jobs, she found herself buried in:
* 💳 Personal loans

* A 4th repossession

* 💔 Financial trauma

📉 She wasn’t lazy. She worked hard. But the numbers never added up.

The turning point? Hitting rock bottom and having a brave moment of honesty and accountability.  💡 In this episode #105, we talked about:
* How financial illiteracy is a hidden barrier that keeps people stuck
* The role of our environment, fears, and internalized beliefs in shaping our money mindset
* How financial instability affects our mental, emotional, and physical health
* Her memoir « Bluebirds » which is a call to action to face reality, speak up and ask for help
* Why financial education must become a priority in social justice—because we can’t fix what we don’t talk about.

Michelle also dives into her vision for #stability: 🌍 Launching free financial literacy programs this fall in Atlanta, then Mississippi
🚀 Her dream: Headquarters in every major U.S. city

This is more than a conversation. It’s a movement.  🎧 Listen now LINK in bio 

#MoneyChillOutpodcast#FinancialLiteracy #SocialJustice #MoneyTalks #PersonalFinance #FinancialWellness #Empowerment #Podcast #FinancialEducation
💡 Structuring Your Finances Doesn't Have to Be 💡 Structuring Your Finances Doesn't Have to Be Complicated
I just dropped a new reel where I walk through a simple 3-part framework that’s helped a lot of my clients build a solid financial foundation. Whether you're trying to gain control or just want to be more intentional with your money, start here:  1️⃣ Understand Your Net Worth
It’s your financial snapshot. Knowing where you stand helps you see where to go.  2️⃣ Master Your Cash Flow
What’s coming in? What’s going out? You can’t manage what you don’t track.  3️⃣ Define Your Financial Goals
Without a destination, even the best map is useless. Your goals give your money direction.
This isn’t just about budgeting — it’s about building a system that works for you.  🎥 Watch the full reel and let me know:
Which of these 3 are you focusing on right now?  #FinancialWellness #MoneyMindset #NetWorth #CashFlow #FinancialGoals
Last week for @shifther.club in Paris, I shared a Last week for @shifther.club in Paris, I shared a few financial peace killers
Which ones come to you first?  My top 4 are :  💥No emergency fund
=> Pot of money for your safety
=> Number of months covered * monthly expenses  💥  Bad debt
=> Rule of 72
=> With 25% of interest rate, the amount you need to reimburse doubles every 3 years!  💥 Comparison
=> Lifestyle inflation 
=> The more you earn, the more you spend => stuck in the rat race  💥 Not knowing your financial reality 
=> monthly flows
=> accumulated view also called net worth  Which are yours?  #financialpeaceofmind #financialwellbeing #financialempowerment #financialwellness #financialliteracy
“You need to money to live so it’s better to l “You need to money to live so it’s better to love what you need!” ❤️  In my latest Money Chill Out episode, I sit down with Vanessa Mindset, a former banker turned money coach, who knows firsthand how our beliefs about money shape our reality.  🚀 Her journey? From poverty and money anxiety, she now feels comfortable and financially secured. She didn’t just learn about money—she mastered the psychology behind it.  🔥 Her approach?
✅ Laughing around money—because adding more anxiety doesn’t help!
✅ Tackling emotional spending and subconscious money blocks.
✅ Challenging financial myths (like the pressure of 50/50 in relationships!)  💡 Her #1 lesson? You change what you think, you change who you are—and your financial reality follows.  🎧 Tune in now! LINK IN BIO 
#MoneyMindset #FinancialFreedom #Podcast #MindsetShift
🎉 Throwback to this beautiful evening 🎉 A f 🎉 Throwback to this beautiful evening 🎉  A few weeks ago, I hit a big milestone—100 episodes of my podcast Money Chill Out! 
To celebrate, I stepped out of my usual 1:1 coaching bubble and gathered 20+ amazing people for an evening of connection, reflection, and financial growth.  The highlight? A workshop where I shared the 5 key lessons I've learned from interviewing so many insightful guests over the years: 
- Mindset shifts 
- Getting good financial habits
- Women specificities
- Redefining success
- Expat specificities  Swipe through the photos 📸—you'll see the smiles, the energy, the sharing, and maybe even a few aha moments.  Thanks to everyone who’s supported the podcast along the way!  #MoneyChillOut #PodcastMilestone #FinancialWellbeing #CoachingLife #Workshop #PersonalFinance #Throwback  📸 @justeen_r
What's on for May? Swipe to see # Busy coaching What's on for May? Swipe to see  # Busy coaching 🔥🚀🙏  # New collab with ShiftHer's club, empowering them on financial peace of mind!  # Trip to Paris, let me know if you want to meet!  Have a great month ahead! 😘  #investment #financialfreedom #Financialpeaceofmind #financialliteracy 
#financialempowerment #financialcoaching
💭 Think financial fairness means splitting ever 💭 Think financial fairness means splitting everything 50/50? It’s time to rethink that.
"The truth is, it’s an illusion to contribute 50/50 all the time—and that’s okay. 
What matters is equity, not equality in how couples manage money."  On today’s episode of Money Chill Out Podcast Out, I’m thrilled to welcome Marie-Lahya Simon, founder of @a.parts.egales, to explore how couples can build a fair financial approach that works for both partners.  🎙️ Episode # 101 – What We Cover:
 🔹 Why Marie Lahya became passionate about personal finance
 🔹 The key difference between equity vs. equality in money matters
 🔹 How an equitable approach makes daily financial decisions easier
 🔹 Tips for opening a healthy financial discussion with your partner
 🔹 How she approaches real estate investments as a couple  💡 This conversation will challenge the way you think about money in relationships. I urge you to listen and reflect on how you and your partner handle finances!  🎧 Listen now: link in bio
💬 And let’s discuss in the comments! 👇  hashtag#MoneyChillOut hashtag#PersonalFinance hashtag#FinancialFairness hashtag#EquityVsEquality hashtag#CouplesAndMoney hashtag#MoneyMatters
Money Chill Out 100th episode celebration- Join us Money Chill Out 100th episode celebration- Join us on 15th April from 7pm to 9.30pm for a financial empowerment event!  🥳Welcome drink, food & thanks  💼 Empowerment Workshop (1h): The 5 game changing lessons I learned interviewing people  👉🏻 PARTICIPATION (link available in the bio): https://www.eventbrite.pt/e/money-chill-out-100-episodes-lets-celebrate-tickets-1306859856009?aff=oddtdtcreator.  📍Ecolonco, 8B rua de Macau, Lisboa  Can't wait to see you there!
Warmly, 
Marieka
🎉 Money Chill Out Podcast: EPISODE #100! 🎙️✨
Wow… can you believe it? 100 episodes! When I started this journey, I had no idea where it would lead, but here we are—four years later, still inspired, still learning, and still growing.
This milestone wouldn’t have been possible without YOU—our amazing listeners. 
Whether you’ve been tuning in since day one or just discovered the podcast, I appreciate every single one of you. Your support, feedback, and enthusiasm fuel this journey!  To celebrate, I’m doing something different for this special episode. Usually, I’m the one asking the questions—but this time, I’m sharing my own story. In an exclusive interview with Marieka Finot, I open up about:
�💡 How I built my coaching business from scratch�💰 The mindset shifts that changed my approach to money & entrepreneurship�🌍 My journey from London trading floors to coaching clients across five continents�⚡ The key lessons I’ve learned from working with people at every stage of their financial journey  This podcast started as a passion project—a way to bring financial literacy, empowerment, and money peace of mind to more people. And today, it’s grown into something much bigger: a community, a conversation, and a tool for real transformation.  So here’s to 100 episodes down—and many more to come! 🚀  If you’ve been on this journey with me, I’d love to hear:�👉 What’s been your favorite episode so far?�👉 What’s one money lesson that’s changed the way you think about finances?  Let’s keep the conversation going! And if you haven’t yet, tune into episode #100—it’s a special one. 🎧
#MoneyChillOut #PodcastMilestone #100Episodes #FinancialFreedom #EntrepreneurJourney
🚀 Countdown is on! 🚀 This Wednesday marks a 🚀 Countdown is on! 🚀
This Wednesday marks a huge milestone—my 100th Money Chill Out Podcast episode! 🎉💯  From day one, this journey has been about breaking down financial well-being, having honest money conversations, and sharing insights that truly help people feel more at ease with their finances. And here we are, 100 episodes later—still learning, still growing, and still chilling out about money!  To celebrate, I’ve put together a special reel—because what’s a milestone without a little fun? 😉  💬 What’s been your favorite episode so far? Drop it in the comments!  hashtag#MoneyChillOut hashtag#100Episodes hashtag#FinancialWellbeing hashtag#PodcastMilestone hashtag#mariekafinot
This is the story of an unusual kid🎙️ At jus This is the story of an unusual kid🎙️  At just 7 years old, Charlie @charlie_panayi  set a goal: financial freedom.�
By 12, he was doing small jobs.�
By 16, he was working.�
By 18, he bought his first house.�
By 21, he was financially free.  💡 But here’s the twist—money was never the goal. Freedom was.
Now that he has it, how does he ensure he doesn’t feel lost?  In Money Chill Out #98, we dive deep into:�
✅ His incredibly intentional journey�
✅ What helped him achieve financial freedom so young
�✅ How he avoids the “now what?” trap�
✅ What he’d do differently if he could start over�
✅ Why excuses are dream killers�
✅ The importance of structuring your time  🎧 Ready to be inspired? Listen now on Spotify & Apple Podcasts!
LINK in bio  #FinancialFreedom #Podcast #MoneyChillOut #IntentionalLiving #PersonalFinance
New interview, check it out 🔥 New interview, check it out 🔥
What's on for March? Swipe to see # Busy coachin What's on for March? Swipe to see  # Busy coaching 🔥🚀🙏  # Interview for Rebel magazine
https://lnkd.in/duGP37vF  Let me know what you think! 😘  hashtag#investment hashtag#financialfreedom hashtag#FinancialWellness hashtag#financialliteracy hashtag#financialcoach
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